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Business & Commercial Insurance

Business & Commercial Insurance Information

Commercial Auto

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel - liability, collision, comprehensive, medical payments, (also known as personal injury protection in Michigan) and coverage for uninsured/underinsured motorists. see more

General Liability

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage. see more

Workers Compensation

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. see more

Employment Practices Liability
The old saying “knowledge is power” is so true. If each of us could accurately predict the future and then just before tragedy struck, we were able to buy the policy that would provide financial protection, well I guess that would be just about perfect. But life isn’t perfect. see more

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